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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, January 22, 2014

I love presents!


I'm not much of a holiday gift giver. Yes, I may give you something for your birthday or for Christmas if it's already in my stash, but mostly I'm an everyday gift giver. I love giving presents so freakin' much - sometimes I can't stand it. I get giddy and smiley and I am so excited until the moment. Today I found the greatest thing, and I'm testing it out right now, and I'm dying to text the person to tell them that I got them an amazing present and I don't know how long I'll be able to wait to give it to them (no, it's not for you, or you, or you).

I don't think I really came into my own as a gift-giver until adulthood. I mean, I've always had the skill, the unusual talent, but I don't think that I appreciated how awesome it was, or realized how awesome it might be for other people until I'd reached my early twenties. I went through a period of time of giving lots of money away secretively. That was fun, and maybe too extravagant for that time in my life, but I did it. I gave lots of money to various ministries I supported and causes I believed in. Sometimes I gave because I felt like I had to (i.e. "God loves a cheerful giver"), but over time, I've stopped giving for that reason.

I was taught to tithe to the church, and I struggle with that. I thought that God would give me everything I needed, and then I would tithe out of that. But when I started to not have enough, I stopped giving to the church. Maybe my financial dire straights (not really dire, just full of debt) are due to this, to my lack of faith. But then I think back to all the times I gave so much to people in need, out of my own abundance, and wish that I could somehow receive that back in kind. Money is funny. That's all I'll say.

I might last another 24 hours. This thing is so perfect, I can't stand it.

Saturday, September 7, 2013

Bag o' bling: Part 2

A selection of pieces from the jewelry bag

I don't think I'm going to do anything today. In the past three hours, I have already stepped into a sinkhole, plugged up a dog-dug hole in the fence with bricks, and ended a dog fight with a hose. Yeah, I'm a bad ass. I know. Also, I cooked and ate a stack of pancakes.

I'm still thinking about the jewelry bag I bought last week. It was so much fun to go through the thing after I brought it home. I spent most of the day going through it, examining each piece, selecting the ones I wanted to keep for myself. I can't wait to do it again. I unwittingly discovered another thrifting thing I absolutely love. I don't know why I chose that particular day to do it. I'd seen jewelry lots before. I guess I never felt the need to treasure hunt before. It was a blast :)

My new goal is for $50 a day in sales. My ultimate goal is $100/day, but I figured I needed some middle ground before that time. I'm trying to avoid low value items as much as possible, though occasionally I find something that I have to share. Anyhoo, I am at my goal right now for the month, so I'm feeling like a really good reseller. I'm also feeling like a really tired reseller, trying to work as much as possible when I'm able, housesitting all over town, and making sure the dog gets walked and I get exercise. I'm getting it all done, but I'm feeling worn down in general.

Please take a moment to read the most recent news about Syria, and consider making a donation to MCC, currently providing direct aid to Syrian refugees.

Wednesday, August 28, 2013

No money to burn.

Hmong Embroidered Wall Hanging - I've seen them framed :)

One of my frequented stores has reorganized lately. I was disoriented for a brief moment when the shoes weren't in their usual spot, but I got over it. I found a lovely vintage blue lace dress. It had a matching jacket sold separately, but the jacket had some food on it, so I didn't buy it.

It's a beautiful dress - I might just wear it if I have a nice event to attend :)

This particular store calls their employees/volunteers "disciples", and when they call them for lunch they say, "All disciples, it's time for lunch. Disciples, it's time for lunch." over the loudspeaker, and I smile whenever I hear it. Whenever I'm at the Salvation Army, if I ask any employee how they're doing, they say "blessed". I've heard it so often, I've stopped believing it and started saying, "really?"

I found three beautiful dresses yesterday at another store, and only ended up buying one, a lime green linen dress from Talbots. I'll wear it to work. I've accumulated a whole set of colored linen dresses for work. It's quite lovely to see them hung on my wall (I don't have a closet). I didn't buy the other two, because I didn't have anywhere to wear them, and it seemed inappropriate and decadent to buy dresses I didn't need. Also, I don't have money to burn, so it's really about that more than anything else.

Please take a moment to read the most recent news about Syria, and consider making a donation to MCC, currently providing direct aid to Syrian refugees.

Sunday, May 5, 2013

Whiskey :)

Vintage Milk Glass "Bar" Light Globe

I'm a minimalist in a lot of ways. I buy my clothes second hand. I live in a garage. I don't own a smart phone (I know, I'm practically Amish, right?). I also don't drink, or at least, I haven't in a very long time. But in the past year or so, ever since I graduated, I've imbibed more than usual, and now I can say that I probably drink a few times a month, three tops.

I'm pretty picky - I want something hard. One day, I just decided, I want whiskey. I don't know where this came from. I mean, I'm not an expert or anything. Last week, I was at a bar, and I ordered a glass of whiskey. Bartender asks what kind. I say, "whatever". This was an insufficient response. So something in my soul/body/mind wants whiskey, but has no idea what whiskey is. How strange is that?

Anyhow, I now lump this newfound love of simple drinking to the other pile of simple things I do, not because I'm special, but because I'm easily overwhelmed. And with summer coming, and only my shop to sustain me, I'm becoming more overwhelmed. But I'm going to be okay, not because life isn't difficult, or everything will turn out well, but because I myself am okay. I myself am well. And I myself can handle whatever difficulty comes my way. And whiskey is not a help or aid for that. It's like a fun amusement along the way :)

Sunday, April 14, 2013

Summer sandals :)

Vintage Hot Pink Dress with Tied Cap Sleeves and a Geometric Pattern

Now that I have a professional job, dressing is of utmost importance. So in thrift stores, I'm always looking for stuff to sell, but I've also got my eye out for clothing for myself. You wouldn't think it (ha!), but my thrifted finds often wear out sooner over later. Also, I'm terribly picky.

So I often spend time on eBay looking for deals on the finds of others. My current interest is sandals. I used to be terrified of my height, my figure, my female-ishness. But now I'm okay with it. Give me heels! Flowers on the toes! Even pink! I can handle it.

But I'm still working on my debt, which felt so possible to pay off next month, but a bunch of things came up this month, so that feels not-so-possible now. I'll have a few slow months in the summer work-wise, so now I feel less in-control, and that always messes me up a bit.

But the sandals...oh, the sandals!

Friday, March 29, 2013

Thrift store conversations.

You can be a mommy, beauty queen, cowgirl, artist, nurse...

Two female thrift store employees, one seasoned (always acting like a know-it-all), one a newbie (with Megan's internal monologue).

Seasoned: So you're in school?

Newbie: Yeah, I'm going to [local community college].

Seasoned: What's your major?

Newbie: Oh well, I dunno. I'm really not sure what I'm doing. What's your major?

Seasoned: Oh! Psychology. I love it. Dear God no!!!

Newbie: Oh! I want to look into that. No no no no no no no!!!

Seasoned: Oh, it's great. You should take a couple classes and see what you think. Um, no, you should choose a major that will get you an actual paying job so you can pay off your loans.

Newbie: Yeah, but what jobs can you even get with a degree in psychology? None, run away now. Get a degree in engineering. Math classes, physics, etc. Do it. Do it now.

Seasoned: Oh! So many. You can be a psych tech in a hospital. Um, no one does that in California dear. Or you can do research, or you can, well, there are a lot of things you can do. I'm going to be a counselor, like in a school.

Newbie: Oh, how long do you go to school for that? Um, a really long time. And you'll go into a lot of debt, honey. Get an employable degree.

Seasoned: Oh, you can get a masters degree, but you don't have to. Um, yes you do. In order to be employed, you absolutely do.

At this point, Megan has to leave, as to avoid getting into a conversation with twenty-year-olds wherein she acts like a crazy person, eavesdropping and interrupting. Crazy moment averted. Score.

Tuesday, March 5, 2013

Rummage sale planning - Part 1

Your ultimate dream: parent-child matching costumes.

I wish I had a delivery boy who brought me sandwiches from Whole Foods on weekends, or any evening really. I was at Whole Foods last night getting groceries, and wishing that I was home in a prone position. Sometimes I think people need to get married so that they split up these kinds of things. I swear I talk to so many women whose husbands cook and clean, and I do not know how this all goes down. It's a mystery to me. I tend to be more traditional, hands in hot soapy water washing dishes, making broccoli pesto for dinner, etc. There are just certain things I don't like to do, and sometimes these things keep me from doing things I would enjoy doing.

[Insert rummage sale here]. So I am currently organizing a rummage sale, to be held at my church, to raise money for Syrian refugees. I found myself getting too caught up in the minutiae of my own life, took a step back, and realized that I needed to be more productive, and generally whine less.

I did the same thing a couple years ago, but it stressed me out so much that I swore I'd never do it again. Now I'm just trying to stay chill, let things happen, and not agonize over the details. I don't know if it's working. I'll let you know.

Saturday, March 2, 2013

Taxes make me crazy.

I think that these vintage Italian gold pumps (totally '80s) are hot :)

I have been having so much anxiety about my taxes this year. I have claimed my earnings since opening my eBay store, but this is the first year that I have collected sales tax, and I registered as a business. Suddenly, I'm paying business/retail tax, which I still haven't figured out, and I can't figure out how the fuck to pay my sales tax, and it's starting to drive me crazy.

So this morning, I finally sat down to do my taxes, and get through my pile of personal and business paperwork, medical bills, etc. So much money going away, but I haven't bounced a check in a long time, so I'm feeling really good about myself. I'm paying way less for inventory, and my February sales were awesome (and February tends to be a slow month). Wow, second paragraph has helped me feel better already.

Peace out :)

Monday, February 4, 2013

Making better decisions :)

From Happiness is a Warm Puppy by Charles Schultz

At one of my favorite stores, there is a "25 cents" rack. I thought the rack was full of rejects, so I never spent much time going through it. Then yesterday, I had a wild hair, and ended up finding three pairs of pants in really good condition that are now in my shop. The cashier was proud of me. She's super friendly, so I've been doing my best to reciprocate. It's important to be kind to people in retail.

Actions like this have reduced my thrifting expenses drastically over the past month during my hard core "Debt Reduction Diet", which will last as long as it needs to (until my car is paid for and my credit card balance is $0). It means I don't buy everything I want to buy for my shop, and it means that I buy weird things that are cheap because no one has been able to identify them. I have the time to do the research. I have more time than money, and I need to use my resources in effective ways. That's my rationale. I sold a lot of stuff in January, and I plan to continue stocking my store like a mofo in February.

In other news, I'm having some perspective changes in my life on relationships, and on politics. I think I'm becoming more and more of a libertarian, a libertarian who believes in socialized medicine. It's a complicated business, politics. It involves the delicate dance between how we see ourselves, and how we see other people. I think this year, one of my main goals in life will be to empower others to change their own lives. I am working on allowing people to find their own ways instead of telling them how to do what I think is best. Teach a man to fish...

Sunday, December 23, 2012

Ah, vacation...

Hey, I'm hip and down with the Southwest vibe...

All great and precious things are lonely.
John Steinbeck, East of Eden
 
So I'm not a frou-frou coffee drinker. I've had moments in time where I have been, but all-in-all, I like it strong and I like it black, and I enjoy most diner coffee. I'm not picky.

But I had a class at night a couple years ago, and found that after a full day of classes, the best way to get through was to walk to the coffee shop at 7:30 and buy a soy mocha. I wasn't flush with cash, but I did it because it worked. It kept me awake, and it gave me something to look forward to. It was my self-care.

This week, I am in the presence of greatness. I am living with the Ferrari of espresso machines. It tells you what it needs at any given moment. It makes espresso at the touch of a button. It taught me how to make foam, and I have never made foam in my life.

Anyhow, it's made me think that when I am far older than I am today, and I have some sort of discretionary income, I will purchase one of these bad boys (hey, I even found some used on eBay), and be in general, a happier person overall.

Funny how small things can do that, huh?

Saturday, December 8, 2012

Piles and piles...

This coat just screams "Mountain Man", don' it?

Right now, I have a pile of clothing on my bed, already photographed, waiting to be listed. I had a momentary meltdown yesterday about money, so working today makes me feel calmer, like I have some power over my circumstances.

I spend like half my income on medical bills. So all this extra bullshit with my brain just makes me feel like I'm going to die in debt. I feel like I can't get out of it, so I'm working as much as I can to empower myself through December to pay my bills and buy groceries, simultaneously. A girl can hope.

My wish on the yoga studio's Christmas tree last night is to get out of debt someday. I just hope it will be someday soon.

I hate money.

Thursday, October 18, 2012

I've found my vice.


For a long time, I've complained to anyone who will listen that I need a vice badly. I need something that I can do that is mine, that feels like rebellion, something I do that says, "I really don't give a fuck". Well friends, I have found that thing. And it is Whole Foods.

Whole Foods gives me vegan muffins and scones, vegan cake, soy yogurt, fake wonderful meat, kombucha (!), and men who smile at me like goons. Whole Foods has the most comprehensive selection of vegan options than anywhere else in town. Yeah, so it's more expensive, but I don't care. It's food! It's what I put in my body, the houser of my soul and all that jazz. So I'm gonna own it. I'm gonna own my vice like nobody's business.

Sunday, September 30, 2012

"This is my confession..."


Well, just like Usher said in that far-off, how-does-time-go-by-so-fast, year of 2004, this is my confession: I hate debt. I hate it so much. I was raised by a freakin' refugee, people. No wonder I'm so neurotic about money.

I almost didn't finish graduate school because I realized how much it was going to cost me. It felt wrong. It felt unethical. But I got a good talking-to by my parents, and recognized that money is money, and an education is priceless, and my earning potential, blah, blah, blah. I bought into it. And now I have a masters degree and I still live in a garage. Now I could probably live in a larger garage if I weren't working so hard to pay off my debt, but I really don't make that much money. I am, after all, working two jobs.

I'm figuring that it's going to take me a good five years to get out of this hole, and those are five impoverished years. Let's remember that I don't even eat meat. Frugal is my middle name. Oh the injustice of it all! But I digress. I had a freak-out today (this was earlier; obviously now I can form whole sentences), wherein I screamed at the heavens in the presence of a safe person, that life isn't fair, and sugar daddies, and selling my soul, and why-can't-the-world-not-suck-so-much. It's occasionally difficult to accept the lot of a sacrificial person, a supposedly voluntary sacrificial person. I mean, even the Apostle Paul had plenty! If or when that ever happens to me, I won't know what to do with it.

But in the meantime, I will continue to be my thrifty self, shop at discard food places (shut up haters), and recycle like nobody's business.

Peace out.

Thursday, September 13, 2012

Terracycle.


Over the summer, I found a company called Terracycle, and at first I thought, "this is a sham - after all, I did click on an ad from Facebook to get here". But the more I looked at it, the more I realized that, underneath the kitschy products that look like they were made for tweens (e.g. purses made of Fritos bags), there was a real campaign to eliminate waste.

At my school, in the copy room/mail room/supply room, there are easy-to-see boxes that collect receipts for a local grocery store that donates to the school, then there is a bag that holds those (what are they called?) Box Tops for Education. They're easy to use, and that makes me remember to use them.

Blah, blah, blah. The point I'm working towards (very poorly), is that our schools are places where kids are. And kids need things to do and be excited about. In my city, trash is a pretty big industry, and this program provides a way to both recycle things that would otherwise just sit in landfills, and helps to create and sustain a culture of recycling.

Sunday, August 19, 2012

Frugal tip of the day - Free Yoga :)

 
So I've been doing a lot of yoga lately. I started about a year ago, give or take, and it has helped me to stay calm as my life has become increasingly more diverse, and I take on more responsibility over my own life and the lives of others. In light of my extreme poverty this summer, I stopped going to my yoga studio. I think it's been months since I was last there, and every time I thought of it, I got a little sad. But then I had an idea. YouTube!

So I am now practicing more than ever, with friendly yogis who've done the world a huge service by donating their time and talent to the world wide web. My spine is straighter, my brain is clearer, and I'm generally a happier person (also, my blood sugar is always better with yoga than with any other form of exercise). I did this one yesterday, and tried a pose I'd never done before. I don't know what I'm going to do when I go back to my garage, and lose out on the benefit of a living room to spread out in ;)

But just in case you're wondering, I will definitely go back to my local neighborhood studio when I have the funds to do so. I think it's important to support the people who pour their lives into the health of the community.

Thursday, July 26, 2012

I bought a car!

Pair of Vintage Horrockses Drapes

It's official. I bought a new car. Here is why it's awesome:

1. Air conditioning
2. Power steering
3. Cup holders!
4. CD Player
5. Radio
6. Speedometer
7. Odometer
8. Clock
9. Sun/Moon roof
10. Awesome keyless entry

At some point, I would like to outline the highlights of purchasing a used car. This is my third used car, and I'm really happy with how this whole thing went down. I had to work really hard to accept help from other people, and be honest about what I wanted, and wait until I got it. Then I had to make compromises. I had to settle for less than 40mpg. But to be honest, as soon as I felt that cool air blowing in my face, I forgot all about the mpg. That's how good it felt to not be baking in a traveling oven.

So now I'm working on selling the baking oven. Wish me luck!

Monday, July 23, 2012

Thrift Share Monday :)

Shimano clip-in Mountain Bike Shoes

On Saturday morning, I went out and had a breakfast burrito with friends, then stopped for some thrifting on the (long way) home. I had a gift certificate for $30 to one of my favorite stores, and spent all of it on shoes to sell and clothes for myself. I was going to wait until the end of the summer for clothes shopping, but I had to spend the money all at once, so I split it on my business and myself. I feel like it was a good combination.

Good 'ol Swedish Wooden Clogs :)

I sell a fair number of shoes, so I'm always on the lookout for good quality pairs. It's been difficult to sell high-quality unknown European labels, however, so I've been more cognizant of that lately. I have a wonderful pair of sandals, that look just like Birkenstocks, but they're not, so in my shop they've sat for months. Some things I buy without even thinking, like these clogs. I've sold at least two or three pairs over the past year, and they tend to sell pretty quickly, especially if they're a reasonable size (these are a 38).

Aerosole Patent Leather Pumps

I also look for high quality sports shoes, like the Shimano shoes at the top. I always think about how expensive a sport can be, especially as an adult, and how nice it is to be able to still do the thing you enjoy without having to worry as much about money. My friends love rock climbing, and I found a pair of rock climbing shoes last week. We worked out a deal. They really wanted them, and it was a no-brainer to sell them to friends (and quick!).

Linking up with Apron Thrift Girl.

Wednesday, July 11, 2012

What do I do with my car?


Two days ago, I was in a hit-and-run on a local freeway. A large truck was swerving in the far left lane, ran into me on my driver's side, then sped away. There was a fair bit of traffic, and I couldn't move or swerve. It all happened so fast, and for the next several hours, I wasn't quite sure if I had done something wrong, but no, it was an accident, and it sucks, and that's just how it is.

So now my car is in worse shape than ever, and I don't want to deal with it anymore! I just want it to end, this whole car craziness. I don't want to drive a car that people feel compelled to run into (as per this comment last night from a friend: "Yeah, I'd run into that"). This darn rabbit keeps digging me into a deeper financial hole, and all I want is out, out, out!

Yesterday, on a lovely trip to see my parents, and do their laundry (disabled parent = need to be productive in the face of chaos), a friend offered me a non-running 1990 Toyota Corolla which needs the following: serpentine belt, temperature gauge, radiator. It's been sitting in their back lot for at least a year, and was running fine until the aforementioned items exploded from the dashboard (no joke). The car has air conditioning, four doors, and upholstery, all of which I covet. And it may be free (before repairs, obviously). So I'm spending a few days deciding what it will cost to fix, whether or not it's wise to do so, and praying to God that somehow, in some small way, I can be relieved of this mess.

Peace out :)

Tuesday, July 10, 2012

Thrift Share - Feline Edition :)

Fritz Rudolf Hug - Tiger - Canvas Reproduction

So, I ended up at a wonderful estate sale on Saturday. It was being run by a company with several people working throughout the house. It was well organized, but not exactly clean. There was kitty litter spilled in the garage in a walkway that no one had bothered to sweep up.

Signed "Joy"

I have never seen anything like this woman's house. Everything was cat-related. There was a ton of cat jewelry. The perfumes were even cat related! Books, crafts, magazines, artwork. I was on a limited cash budget (as in, I only had $16 in cash), but I got all of this stuff that's pictured, plus a couple cat art and poetry books, and a non-cat painting. I felt really good about my finds.

Max Factor - "Primitif"

There was even a box full of vintage cat collars covered in rhinestones. I was sticking to the basics though, and didn't want to veer too far from what I knew would sell. Again, no smart phone = no instant research. My brain is my best (and only) asset.

Framed Paint by Number - Kittens

I don't know why people like paint-by-numbers so much. They're not my style. Also, I appreciate cats, but if I had a choice, I would choose dogs every time. I like to be loved unconditionally. What can I say?

Fritz Rudolf Hug - Leopard - Canvas Reproduction

These Hug reproduction canvases are fantastic. The top one is super hard to find. The bottom one is easier to find, but I couldn't find a solid name of the print, and neither of them was marked. The top one is called "Tiger on Red Background". I was very happy to find that. It took a while, but was definitely worth the research time.

I've had two returns this week from unsatisfied customers, and that always bums me out. One of them said I sent her an item covered in cat pee! I'm hoping it was some sort of freak accident, because I don't have any cats, and am very particular about smells on my items. We shall see (omg. I am drinking a ton of ice water today - so hot).

So there's your all-inclusive cat post. Peace out friends.

Monday, July 2, 2012

Ah, gardens :)

Five LP Set - Very Good Condition - An Uncertain Purchase

So I took a trip to the Bay Area over the weekend, not for fun, but it was enjoyable in some ways. I got to hang out at the pretty cool Stanford campus, and eat healthy veggie-rich food from the hospital cafeteria. A huge oatmeal (with toppings!) was $1.70. Oh my goodness. I sat in the cafeteria Saturday morning, eating oatmeal and reading the Chronicle, and it was really a lovely time. Later, I got to walk around Palo Alto (and drive, which was way worse) with my brother, while we practiced circular breathing (see yesterday's post) and watched the ducks in the fountain.

I really do love college campuses. As I walked around on Friday, I was thinking, "What if I went back to school someday to be a professor? What if a place like this hired me? I would need to learn how to be a better academic writer. I am a decent one, but I really need to work on solidifying my zany ideas so that other people can get a better grasp on them".

Oftentimes, the best thing about college campuses is how environmentally conscious they are. The hospital had a very easy-to-understand system of composting/recycling/trash, and all of their disposable utensils, plates, to-go boxes, and cups were compostable. Now, of course, this stuff does take time to compost, but it just made me so happy to be able to participate. Also, the portion of the hospital I was primarily in was covered in gardens, which could all be seen from inside, and enjoyed on benches when one decided to enjoy the outdoors (which was far cooler, temperature-wise, than my lovely home). All in all, I enjoyed being with loved ones, and getting to see a new place. Also, I was duly inspired to increase my gardening, so props to Palo Alto for that :)