Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts
Wednesday, January 22, 2014
I love presents!
I'm not much of a holiday gift giver. Yes, I may give you something for your birthday or for Christmas if it's already in my stash, but mostly I'm an everyday gift giver. I love giving presents so freakin' much - sometimes I can't stand it. I get giddy and smiley and I am so excited until the moment. Today I found the greatest thing, and I'm testing it out right now, and I'm dying to text the person to tell them that I got them an amazing present and I don't know how long I'll be able to wait to give it to them (no, it's not for you, or you, or you).
I don't think I really came into my own as a gift-giver until adulthood. I mean, I've always had the skill, the unusual talent, but I don't think that I appreciated how awesome it was, or realized how awesome it might be for other people until I'd reached my early twenties. I went through a period of time of giving lots of money away secretively. That was fun, and maybe too extravagant for that time in my life, but I did it. I gave lots of money to various ministries I supported and causes I believed in. Sometimes I gave because I felt like I had to (i.e. "God loves a cheerful giver"), but over time, I've stopped giving for that reason.
I was taught to tithe to the church, and I struggle with that. I thought that God would give me everything I needed, and then I would tithe out of that. But when I started to not have enough, I stopped giving to the church. Maybe my financial dire straights (not really dire, just full of debt) are due to this, to my lack of faith. But then I think back to all the times I gave so much to people in need, out of my own abundance, and wish that I could somehow receive that back in kind. Money is funny. That's all I'll say.
I might last another 24 hours. This thing is so perfect, I can't stand it.
Sunday, April 14, 2013
Summer sandals :)
| Vintage Hot Pink Dress with Tied Cap Sleeves and a Geometric Pattern |
Now that I have a professional job, dressing is of utmost importance. So in thrift stores, I'm always looking for stuff to sell, but I've also got my eye out for clothing for myself. You wouldn't think it (ha!), but my thrifted finds often wear out sooner over later. Also, I'm terribly picky.
So I often spend time on eBay looking for deals on the finds of others. My current interest is sandals. I used to be terrified of my height, my figure, my female-ishness. But now I'm okay with it. Give me heels! Flowers on the toes! Even pink! I can handle it.
But I'm still working on my debt, which felt so possible to pay off next month, but a bunch of things came up this month, so that feels not-so-possible now. I'll have a few slow months in the summer work-wise, so now I feel less in-control, and that always messes me up a bit.
But the sandals...oh, the sandals!
Friday, March 29, 2013
Thrift store conversations.
| You can be a mommy, beauty queen, cowgirl, artist, nurse... |
Two female thrift store employees, one seasoned (always acting like a know-it-all), one a newbie (with Megan's internal monologue).
Seasoned: So you're in school?
Newbie: Yeah, I'm going to [local community college].
Seasoned: What's your major?
Newbie: Oh well, I dunno. I'm really not sure what I'm doing. What's your major?
Seasoned: Oh! Psychology. I love it. Dear God no!!!
Newbie: Oh! I want to look into that. No no no no no no no!!!
Seasoned: Oh, it's great. You should take a couple classes and see what you think. Um, no, you should choose a major that will get you an actual paying job so you can pay off your loans.
Newbie: Yeah, but what jobs can you even get with a degree in psychology? None, run away now. Get a degree in engineering. Math classes, physics, etc. Do it. Do it now.
Seasoned: Oh! So many. You can be a psych tech in a hospital. Um, no one does that in California dear. Or you can do research, or you can, well, there are a lot of things you can do. I'm going to be a counselor, like in a school.
Newbie: Oh, how long do you go to school for that? Um, a really long time. And you'll go into a lot of debt, honey. Get an employable degree.
Seasoned: Oh, you can get a masters degree, but you don't have to. Um, yes you do. In order to be employed, you absolutely do.
At this point, Megan has to leave, as to avoid getting into a conversation with twenty-year-olds wherein she acts like a crazy person, eavesdropping and interrupting. Crazy moment averted. Score.
Saturday, December 8, 2012
Piles and piles...
| This coat just screams "Mountain Man", don' it? |
Right now, I have a pile of clothing on my bed, already photographed, waiting to be listed. I had a momentary meltdown yesterday about money, so working today makes me feel calmer, like I have some power over my circumstances.
I spend like half my income on medical bills. So all this extra bullshit with my brain just makes me feel like I'm going to die in debt. I feel like I can't get out of it, so I'm working as much as I can to empower myself through December to pay my bills and buy groceries, simultaneously. A girl can hope.
My wish on the yoga studio's Christmas tree last night is to get out of debt someday. I just hope it will be someday soon.
I hate money.
Sunday, September 30, 2012
"This is my confession..."
Well, just like Usher said in that far-off, how-does-time-go-by-so-fast, year of 2004, this is my confession: I hate debt. I hate it so much. I was raised by a freakin' refugee, people. No wonder I'm so neurotic about money.
I almost didn't finish graduate school because I realized how much it was going to cost me. It felt wrong. It felt unethical. But I got a good talking-to by my parents, and recognized that money is money, and an education is priceless, and my earning potential, blah, blah, blah. I bought into it. And now I have a masters degree and I still live in a garage. Now I could probably live in a larger garage if I weren't working so hard to pay off my debt, but I really don't make that much money. I am, after all, working two jobs.
I'm figuring that it's going to take me a good five years to get out of this hole, and those are five impoverished years. Let's remember that I don't even eat meat. Frugal is my middle name. Oh the injustice of it all! But I digress. I had a freak-out today (this was earlier; obviously now I can form whole sentences), wherein I screamed at the heavens in the presence of a safe person, that life isn't fair, and sugar daddies, and selling my soul, and why-can't-the-world-not-suck-so-much. It's occasionally difficult to accept the lot of a sacrificial person, a supposedly voluntary sacrificial person. I mean, even the Apostle Paul had plenty! If or when that ever happens to me, I won't know what to do with it.
But in the meantime, I will continue to be my thrifty self, shop at discard food places (shut up haters), and recycle like nobody's business.
Peace out.
Sunday, June 24, 2012
Credit card debt creation
| I really can't figure out what this book is about. |
I think I've mentioned that my financial poverty has reached an all-time-low. Seriously, I don't know how low I can go. This is the first time in my life that I have chosen to use my credit card for necessities. In the past, I've baulked at people with credit card debt. "How did you buy that much stuff that you couldn't afford?" But now...I don't know.
I've worked my butt off this month, going through all my old inventory, photographing, listing. I don't know what else to do. What happens when a store just stops selling? This has been an okay month sale-wise, but between graduation last month, and the car breaking down this month, and my shop 2-3x as full as it has been all year, I'm pretty much just hoping that this will blow over, and that in the end, I'll come out okay financially.
Okay, thinking time is over. Now it's coffee time.
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