Credit card debt creation

I really can't figure out what this book is about.

I think I've mentioned that my financial poverty has reached an all-time-low. Seriously, I don't know how low I can go. This is the first time in my life that I have chosen to use my credit card for necessities. In the past, I've baulked at people with credit card debt. "How did you buy that much stuff that you couldn't afford?" But now...I don't know.

I've worked my butt off this month, going through all my old inventory, photographing, listing. I don't know what else to do. What happens when a store just stops selling? This has been an okay month sale-wise, but between graduation last month, and the car breaking down this month, and my shop 2-3x as full as it has been all year, I'm pretty much just hoping that this will blow over, and that in the end, I'll come out okay financially.

Okay, thinking time is over. Now it's coffee time.